xchange.me

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http://xchange.me
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TERMS OF SERVICE
The xChange.me Terms of Service are currently under review and will be published soon. The intermediary measures below outline the workings of the platform without any obligation or liability to the platform licensing body. This is not a financial advise by no means, and shouldn’t be treated as such.

These Terms and Conditions define the rules for using the Xchange.me platform (hereinafter referred to as “The Platform”) and services provided by Pacific Ventures Limited established and registered on the territory of Marshall Islands, under number 112820, with registered office at Trust Company Complec, Ajeltake Road, Ajeltake Island, MH96960, Majuro, Marshall Islands (hereinafter referred to as “Operator,”) see more definitions in (1) Definitions. Platform functions based on an online blockchain technology which shall provide to the Users, opportunities to exchange the cryptocurrencies.

In view of achieving a satisfactory and safe use of the Platform, each User shall be familiarized with these Terms and Conditions and the Privacy Policy.

By using this platform, you hereby agree and acknowledge that blockchain and the exchange of cryptocurrency may be associated with financial risks. And it should be used only as an experimental software utility.

You fully understand, realize and agree with the information regarding the functionality, usage, storage, transmission mechanisms and other material features of the Platform, blockchain technology, and blockchain based software systems and their risks, and you understand the risks and implications of exchanging cryptocurrency.

By using the Platform, you represent and warrant that you are:

At least 18 years old and have full capacity to contract under applicable law;

Only transacting on Platform with legally-obtained funds that belong to you;

Not furthering, performing, undertaking, engaging in, aiding, or abetting any unlawful activity through your relationship with us or your use of the Platform; and,

Comporting with and obeying all applicable laws.

By using the Platform, Users agree to the Terms and Conditions. If Users do not agree to the Terms and Conditions, they are not entitled to use the Platform.

§1 Definitions
Under the Terms and Conditions, the following terms will apply:

Terms and Conditions - this document defining the rules for using the Platform,
Platform - the Xchange.me Onion platform available at Xchange.me Onion, through which the Operator will provide Services to the User; Platform is an online blockchain technology-based platform which shall provide to the User opportunities to Exchange the cryptocurrency.
Operator - the company operating under the business name Pacific Ventures Limited.
Services - services provided by the Operator through the Platform, in particular, an opportunity to Exchange the cryptocurrency.
Exchange - Service to exchange indicated type and value of cryptocurrency to another cryptocurrency on the terms specified in these Terms and Conditions.
User - a human being with the unrestricted capacity to perform legal transactions or limited capacity to perform legal transactions, legal personality or an organizational unit without legal personality, who in any way uses the Platform or services provided on the Platform by the Operator after accepting these Terms and Conditions.
Account - personal access to services provided by the Operator via the Platform granted to the User through its free registration process in the Operator database.
§2 Technical conditions
To use the services provided on The Platform properly, including registration and login to the Account, the following are required:

Internet access;

multimedia devices having Internet access,

a TOR web browser that displays hypertext documents linked on the Internet by a web-based web service

On the Platform, it is forbidden for Users to deploy viruses, bots, worms and other computer codes, files, or software (particularly for automating the processes of scripts and applications or other codes, files, or tools).

The Operator hereby declares that it uses cryptographic protection for electronic transfer and digital content by applying appropriate logical, organizational and technical measures; in particular, to prevent third-party access to data, including SSL encryption, passwords access and anti-virus or anti-malware programs software.

The Operator declares that despite the application of the securities provided by the Operator referred to in section 3 above the use of the Internet and services provided electronically may be at risk of unauthorized access to the IT system and User equipment, harmful software or unauthorized access to data on this device by third parties. In order to minimize the mentioned threat, the Operator recommends Users to implement anti-virus systems or means which offer identity protection on the Internet.

Any and all names, geographical indications, visual and verbal marks, and other distinguishing marks placed on the platform are unless otherwise identified, considered as trademarks or other marks subject to legal protection. Operator and other companies authorized by the operator and the relevant authors shall be the only parties authorized to make use of such marks. Using the marks indicated above shall be strictly forbidden unless it is permitted under this terms and conditions.

§3 Services provided electronically
Acceptance of this Terms and Conditions is tantamount to agreeing to electronically supplied services with Operator in the scope of running the Account and other Services described in these Terms and Conditions.

Account registration on the Platform requires familiarization with the Terms and Conditions and its acceptance. As part of the Services provided on the Platform, the Operator provides Users access to the Platform and undertakes to maintain it without undue interruption or downtime.

§4 Rules of Exchange
The Operator processes Exchange for a fee. The Operator charges a fixed exchange fee for each Exchange. The fee depends on the coin which is getting sold. A full breakdown of costs is available here.

The Operator has the right to add or delete pairs of cryptocurrencies within which Exchange is possible.

Cryptocurrency rate is not a fixed rate. The Operator's conversion service attempts to provide accurate price and exchange rate information, which is volatile and subject to quick irregular fluctuation even without the knowledge of the User. Due to the rate fluctuations of cryptocurrencies, the difference can be up to 20% depending on the chosen pair of cryptocurrencies earmarked for Exchange.

In case of blockchain-network breakdown or if there is a problem with the exchange of cryptocurrency, the Operator shall apply due diligence to reimburse (refund) the value of cryptocurrencies that have been deputed to Exchange by the User. The Operator has the right to demand the so-called miner fee for transmission.

Deposits under 100 USD are too small to be refunded due to the mining fee and administrative costs. The operator shall not refund any cryptocurrencies that are worth less than 100 USD or equivalent value. Users are advised not to use the Platform for orders under this value.

§5 Maintenance and errors
The Operator will carry out maintenance and updates in a manner which is least onerous to the quality and continuity of Service provision.

The Operator is not liable for any disruption in the proper functioning of the Platform, as well as a loss resulting from force majeure, unauthorized acts of third parties, or as a result of the Operator's efforts to improve the functionality of the Platform. The Operator will, through all possible means, inform Users in advance of any interruption in its operation, in particular regarding maintenance interruptions and technical interruptions.

The Users should report any failure and errors to the e-mail address: support@xchange.me. The failure report should include the most accurate description of the issue. The Operator will remove the faults for which it is responsible as soon as possible.

§6 NO WARRANTIES; EXCLUSION OF LIABILITY
All purchases or exchange are non-refundable. Cryptocurrencies, tokens, and digital assets are, by their nature, generally irreversible, and their exchange rates are highly volatile and transitory. We will not be responsible for any risks during the use of the platform, including but not limited to exchange rate risk and market risk. All purchases or exchange of coin, token or cryptocurrency are final. By purchasing or exchange coin, token or cryptocurrency, the user acknowledges that neither the operator nor any other of the company parties are required to provide a refund for any reason, and that the purchaser will not receive money or other compensation for any coin, token or cryptocurrency that is not used or remains unused.

The operator is not responsible for erroneous transfer of cryptocurrency, i.e., providing a wrong wallet address. In such case, means transferred to exchange are not entitled to refund.

The operator is not responsible for any actions and omissions of the blockchain network, which is independent of the operator network and technology. The operator will only make efforts to ensure that the operations are optimal and provide the best functioning platform.

The operator makes no representations concerning the tax implications of the sale of coin, token or cryptocurrency or the possession or use of coin, token or cryptocurrency. The user bears sole responsibility to determine if the purchase of coin, token or cryptocurrency with btc, eth or any FIAT currencies or the potential appreciation or depreciation in the value of coin, token or cryptocurrency over time has tax implications for the user in the purchaser's residence jurisdiction. Purchasing coin, token or cryptocurrency, to the extent permitted by law, the user agrees not to hold any of the operator parties liable for any tax liability associated with or arising from the purchase of coin, token or cryptocurrency.

Users undertake avoiding the use of the platforms services under and in support any criminal activity (in contravention of criminal and international law), illegal activities or acts contrary to principles of morality.

User is solely entitled to engage the provided content (information, data, materials, etc.) Stored and transmitted through the services. User also has sole responsibility for this content, in particular for not violating the rights of third parties and the law. Operator does not control or analyze the content that is stored and transmitted through the services by user, however; upon receipt of reliable information that certain users content is infringing the law or third party rights, the operator will be entitled to remove or block access to such content without prior notice.

User is obliged to refrain from any action that may impede access to the platform by other users and not to interfere with or disrupt the operation of the platform and its services and contracts concluded by any electronic means.

The operator is not liable for user's and third parties' actions that are contrary to the generally applicable law or to the terms and conditions of using materials placed on the platform.

User expressly agrees that he or she uses the platform at his or her sole risk. The operator, its other affiliates nor any of their employees, agents, third party content providers, third party service providers or licensors do not warrant that use of the websites will be uninterrupted or error-free. They do not make any warranty as to the results that may be obtained from use of the platform or as to the accuracy, reliability or content of any information, service, or merchandise provided through the platform.

The platform and the cryptocurrency exchange services are provided on an "as is"; basis without warranties of any kind, either express or implied, including, but not limited to, warranties of title or implied warranties of merchantability or fitness for a particular purpose, other than those warranties which are implied by and incapable of exclusion, restriction or modification under the laws applicable to these terms and conditions.

To the fullest extent permissible by applicable law, in no event shall the operator, or its future parent or affiliated companies, be liable to users for any personal injury, property damage, lost profits, cost of substitute goods or services, loss of data, loss of goodwill, work stoppage, computer and/or device or technology failure or malfunction or for any form of direct or indirect, special, incidental, consequential, exemplary or punitive damages based on any causes or action arising from the use of the websites or any alleged failure of performance, error, omission, interruption, deletion, defect, or delay in service, operation, or transmission of the websites, or any alleged computer virus, communication line failure, theft or destruction of property, and/or unauthorized access to, alteration of, or use of or posting of any record, content, or technology, pertaining to or on the websites. User agrees that this limitation of liability applies whether such allegations are related to a breach of contract, tortious behavior, negligence, or fall under any other cause of action, regardless of the basis upon which liability is claimed regardless of whether the operator or future parent or affiliated companies have been advised of the possibility of such loss or damage. Without limiting the generality of the foregoing, users also specifically acknowledges that the operator or future parent or affiliated companies are not liable for any actual or alleged defamatory, offensive, or illegal conduct of other users of the websites or any other third parties.

The operator hereby disclaims any and all liability of any kind for any unauthorized access to or use of user's personally identifiable information. By accessing the platform, users acknowledge and agrees to this disclaimer of any such liability. If the users do not agree, he or she should not access or use the platform if applicable law does not allow all or any part of the above limitation of liability.

§7 Complaints
Users have the right to file complaints about the Platform and Services being rendered.

The User can address his or her complaints to the Operator address or the email address: support@xchange.me. The complaint should include the User’s identity and a description of the event being the subject of the complaint, and in particular should include the number assigned to the User, to which complaint refers (if he or she has such number).

The operator will respond to the received complaint within 30 days. Users will be informed about the process through which his or her complaint will be handled by email and if the User has made a complaint in writing, either by email or in writing.

The provisions of this paragraph shall not apply to Non-Consumer Users to which Operator's liability under warranty is excluded.

§8 Final provisions
Operator reserves the right to change and modify the Terms and Conditions.

If any provision of these Terms and Conditions proves to be ineffective or invalid in whole or in part, it does not affect the validity and enforceability of the remaining provisions of the Terms and Conditions.

These Terms and Conditions will be governed by and interpreted in accordance with the laws of the Republic of Marshall Islands. The User and the Operator both submit to the authority of the courts in The Republic of Marshall Islands.

This version of Terms and Conditions shall enter into force on 1st June 2019.

PRIVACY POLICY
Introduction
Welcome to XCHANGE.ME’s Privacy Policy (“Privacy Policy”). In this document we present how we collect and process your Personal Data. We collect your Personal Data in order to provide you with our products and services as well as to meet our legal obligations. Terms written with capital letters have the meaning set out in the Terms and Conditions of XCHANGE.ME.

SUMMARY
In order to enjoy our Services you are not required to pass to us your Personal Data. In come cases, for instance to file a complaint you may voluntarily or accidentally provide your Personal Data, therefore we would like to clarify to you how would we treat it.

We want also to make it clear that we may use cookies or local storage which does not collect your personal data but may collect other data about. As we believe that Privacy Matters we want to make clear to you any such mechanism.

Please spend few minutes to read it carefully before providing us with any Personal Data. If you have any questions or remarks about this Privacy Policy or our privacy practices, please let us know at support@xchange.me

Data controller and processing venue
The control of your Personal Data is a company is Pacific Ventures LTD established and registered on the territory of Marshall Islands, under number 112820, with registered office at Ajeltake Road, Ajeltake Island, MH96960, Majuro, Marshall Islands in accordance with laws of Marshall Islands. We can store your Personal Data (only if you provide it to us) on servers located on Iceland.

Protection of your Personal Data
We take all reasonable steps to protect your Personal Data and we are committed to maintain high standards of your Personal Data protection. We have adequate safeguards and appropriate technical and organizational measures in place to protect your Personal Data.

Information collected about you
In order use XCHANGE.ME’s services, you are not required to provide us with any Personal Data. We may get data about you only if you voluntarily provide it to us - for example by sending us e-mail indicating your name and surname or containing any data implying your identity.

Disclosure of Personal Data
We shall not disclose your Personal Data, except of:

to the extent that it is required by any applicable laws, rules or regulations;
if there is a lawful request of authorized body duty to make such disclosure;
if our legitimate business interest requires disclosure of your Personal Data for instance to our advisors and partners with relation to the Service;
in line with XCHANGE.ME’s Terms of and Conditions;
at your specific request and/or consent.
We will strive to inform you of any such disclosure unless prohibited by law.

At any time referred to above we shall require that any such third parties acknowledge the strict confidentiality of this information and oblige them to undertake to respect any client’s right to privacy and comply with all relevant privacy and data protection laws.

Your rights
You retain following rights with respect to Personal Data you provide to us:

Access - you have the right to obtain confirmation that your Personal Data is processed and to obtain a copy of it;
Complain - you may submit a to the relevant data protection authority.
Delete - you can, request us - unless otherwise provided by law, to delete your Personal Data;
Instruct - you may give us instructions relating to the use of your personal in case of your death;
Limit - unless otherwise provided by law in certain circumstances, you have the right to limit the processing of your Personal Data;
Object - you can object unless otherwise provided by law to the processing of your Personal Data;
Transfer - you may ask to receive your Personal Data which you have provided in a, readable file an/or request your Personal Data to be transferred to another data controller;
Rectify - you can request the rectification of your Personal Data;
Withdraw - for processing requiring your consent, you have the right to withdraw your consent at any time
Cookies and Local Storage
What are cookies?
Please note that XCHANGE.ME use cookies. Cookies are small files that servers place on your computer and/or mobile device when you visit any webpage including XCHANGE.ME. A cookie is stored in your web browser and allows the XCHANGE.ME or a third party to recognize you and make your next visit more convenient.

How we use cookies?
When you use and access XCHANGE.ME, we may place a number of cookie files in your web browser. We use cookies to enable certain functions on our Platform, for example, to provide analytics, to store your preferences and to enable advertisements delivery. Cookies can be "permanent" or "session" cookies. XCHANGE.ME uses session cookies.

What types of cookies do we use?
There is one type of cookies XCHANGE.ME use:

Necessary cookies – These cookies are essential to enable you to login, navigate around and use the features of our Affiliate Program and to provide a service. We do not need to obtain consent in order to use these cookies. These cookies are used for security and legal reasons.

For more information regarding use of cookies please contact us at support@xchange.me

What can you do about cookies
If you would like to delete cookies or instruct your web browser to delete or refuse cookies, please visit the help pages of your web browser for instructions on how to proceed. Please be informed that if you delete cookies or refuse to accept them, you might not be able to enjoy XCHANGE.ME in its entirety.

You may find more information about cookies on third-party websites, for instance: https://www.allaboutcookies.org/

Data Retention
When we establish that your Personal Data is no longer needed by us, we will delete it and/or we will destroy records. However, we may maintain some records for a period of time for our legitimate interest and compliance with binding us laws.

Lawful age
We do not provide services to minors who are not of legal age and for that reason we do not process Personal Data belonging to children.

Amendments of this Privacy Policy
Our Privacy Policy is regularly reviewed in order to reflect adjustments of our processes, amendments to the legal framework we are subject to as well as market practices we strive to comply with. Please check this document at each occasion you visit XCHANGE.ME.